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We've partnered with Klarna to bring you new ways to pay at checkout. It's a safe and simple way to get the bikes, clothing or accessories you want, when you want it.

Why Choose Klarna?

Klarna gives you two easy ways to get the products you love. Choose 'Pay Later' and get up to 30 days to pay for your order with no interest and no fees. Or, split the cost of bigger purchases into 3 monthly payments with no interest, no fees and no credit agreement.

Add to Bag
Add to Bag
Add products to your cart and head to the checkout (min spend £35).
Select Klarna
Select Klarna
Select either 'Pay Later' to pay in 30 days, or 'Pay Later in 3' to pay over time in 3 interest-free instalments.
Place Order
Place Order
Your order is then complete, and will be sent to your local Giant retailer for collection - we will notify you when the products are ready to be picked up.
Pay Later
Pay Later
Klarna will send you an email with all the details of how to pay. It's as simple as that. For more information or to manage your Klarna account visit

Who Are Klarna?

Klarna are a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna are the provider of smooth payments to more than 200,000 online stores. Over 80 million consumers worldwide have trusted Klarna to securely handle their payments.


All your frequently asked questions

Am I eligible for Klarna? 

To qualify for Klarna products, you will need to;

Be at least 18 years old
Have a UK payment credit or debit card
Have a UK residential address

Does Klarna make a credit check against me? 

No, Pay Later and Pay Later in 3 do not require any credit checks. Klarna performs a 'soft search' to establish affordability, however, this is not visible on your credit file.

How does pay later work? 

Once you've chosen the 'pay later' option at checkout and the order is confirmed, you'll receive an email from Klarna within two days outlining the payment instructions. From the email, you receive 30 days to try your order and only pay when you're happy with the products.

What happens if I don't pay within 30 days? 

To help you pay on time, Klarna will alert you two days before payment is due and, if very late, they’ll also send you a text or letter too. If you fail to pay Klarna for your order, your credit score will be affected.

Do I make payment after 30 days? 

You can pay for the order at any point after receiving the email, as long as it's within the 30-day window.

How does pay later in 3 work? 

Pay later in 3 will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Giant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.

Can I make payments before the due dates? 

No, this is not currently possible for Pay later in 3 purchases.

I've changed my card details, what happens to my payments? 

Klarna will automatically attempt to collect your payment for your Pay later in 3 purchase from the debit or credit card used at checkout. If they’re unable to collect your payment on the scheduled due date, Klarna will make one more attempt to automatically collect payment two days later. If this last payment attempt fails, Klarna will issue you a statement for the full outstanding order amount, which will become payable 15 days later. Klarna will notify you when a payment is due two days ahead of attempting to collect your payment.

If you need to amend your payment details, this can be managed within your Klarna account.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Giant UK Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.